Finestel reports retail chased a Trump‑QE‑driven ETF surge (~$1.42B inflows) that pushed Bitcoin toward $98k before Fed (Warsh) comments and Iran shocks flipped markets risk‑off. BTC broke the long‑defended $84k floor and closed near $77,195, trapping ~1.2M coins at a loss; Jan. 31 saw $2.53B in liquidations (88% longs). Ethereum fell below $2,900 and was down ~26% for January, with short‑term holders realizing roughly $400M+ in daily losses during the reset. Professional desks rebuilt stablecoin allocations from ~5% to 18.5% then ~28.4%, now favoring a defensive mix (~55% BTC, ~35% stables), viewing $75k–$77k as institutional support and $84k as the re‑risk level. Regulatory moves were constructive (White House Bitcoin Strategic Reserve plan, Japan tax cuts, S. Korea easing bans). Finestel’s February playbook: “Defensive accumulation,” stay liquid and wait for price to come to you.

The summary provides concrete market‑moving facts: ~$1.42B ETF inflows pushed BTC toward $98k, subsequent Fed/Iran shocks flipped risk appetite causing BTC to break the $84k floor and close ~77,195; Jan. 31 liquidations totaled $2.53B (88% longs) and ~1.2M coins are trapped at a loss. Pro desks materially increased stablecoin allocations to ~28.4% and now hold a defensive 55% BTC/35% stables mix, and Finestel sets $75k–$77k as institutional support and $84k as the re‑risk level — all concrete data points relevant to short‑term trading decisions.